You can begin your journey towards personal wealth at any age, but starting early is a great idea. If you start at 20, you have a better chance of getting rich than if you begin at 30. No matter your age, you can start by following these three steps. First, check your finances honestly. Second, set some realistic goals. Third, gain the knowledge you need to achieve those goals.

Let’s look at these steps more closely. In the first step, take a good look at your money situation. Figure out how much you can make with your current job and what expenses you can manage. Be truthful, and don’t count money you don’t have. Next, set achievable financial goals. For example, if you want to buy a fancy car, like a Mercedes, you can plan to make it affordable in five years. Kiyosaki’s wife, Kim, waited four years and used her earnings from apartment buildings to buy her Mercedes. The final step is to improve your financial intelligence. Think of this as an investment in your most valuable asset: your mind. Learn how to handle money.

For instance, if you’re shy about talking to people, try working for a network marketing company for a while. You may not earn a lot, but you’ll gain sales skills and confidence that will help you in the future. You can also boost your financial education during your free time. Take finance classes, read books about money, and connect with experts. Got it? Let’s go over these steps again: check your current situation, set financial goals, and build financial knowledge to achieve them. If you build your financial foundation on these principles, you have a good chance of becoming wealthy one day and parking that Mercedes in your garage.