One of the most important changes you might need to make is becoming willing to take risks. In the real world, it’s often not just about being smart; it’s about being brave. Whether you call it courage, guts, or audacity, being fearless and taking risks is a common trait among wealthy people. Why is this bravery so important? Well, if you don’t conquer your fears, you might let fantastic opportunities in life slip away. That’s why those who focus only on studying and being intelligent sometimes struggle financially. They fear what society thinks, so they never leave their routine jobs to become wealthy. Their fear of losing money holds them back from investing in things like stocks. They don’t realize that success often requires taking chances.

So, financial intelligence can be boiled down to two key things: knowledge, yes, but also courage. These two things set wealthy individuals apart from others. That’s the lesson here. Financially smart people can find ways to make money in any situation. They can identify opportunities, know how to act on them, and have the courage to follow through. To those on the outside, it may look like they’re just lucky, but they’re actually creating their own luck.

Robert and Mike learned a valuable lesson while attending meetings with Rich Dad. They discovered that in the real world, success is not just about working hard; it’s about having the courage to seize opportunities. When you combine courage with financial knowledge, you can quickly spot opportunities and make the most of them. In other words, you can almost “invent” money.