First, taking risks means not always being super safe with your money, like when you put it in basic checking and savings accounts at the bank. Instead of playing it safe, try investing your money in stocks or bonds. These are a bit riskier than bank accounts, but they can help you make a lot more money. Sometimes, especially with stocks, you can make money quickly.

If you don’t want to jump into the stock market, there are other ways to grow your money over time. You can consider investing in real estate or something called tax lien certificates. Tax lien certificates can earn you way more interest (like 8 to 30 percent) compared to the tiny 0.21 percent you’d get from a regular savings account in 2013.

Of course, the higher the potential to earn, the greater the risk. With stocks, you might even lose all your money, but if you never take the risk, you won’t make big returns. So, you need to take these bigger chances and handle the risks to start making more money. It’s what rich dad would advise us to do.